Loans from application to repayment, on one board
Every loan sits at its stage on one board, so staff and the committee can see what is waiting and why. Members apply from their phone and guarantors accept with their PIN.
× The problem
Weeks lost chasing guarantor forms while members borrow elsewhere.
✓ With SaccoPlus
Apply, appraise, guarantee, approve, disburse and collect.
Appraisal and approval
Your rules are checked before a loan reaches the committee.
- Loan products with their own rates, terms and ledgers
- Guarantors accept on their phone
- Insider-lending and single-borrower limits checked at appraisal
- One approvals inbox for everything awaiting a decision
Repayment and collection
Schedules, arrears and classification stay current without manual work.
- Flat and reducing-balance schedules
- Repayments, penalties, reschedules and collateral release
- Days past due and SASRA classification for every loan
- Loan agreements and offer letters ready to print
Instant mobile loans
Small loans can be decided in seconds by rules your board sets, through the member app or USSD.
- Rule-based scoring on the member's own history
- Your rates, not an app's
- Repaid by M-PESA or check-off
Works with
M-PESA
Paybill payments matched, posted and reconciled every day.
Learn more about M-PESA /check-offCheck-off
Employer files imported, reconciled and allocated.
Learn more about Check-off /sasra-complianceSASRA compliance
Returns, ratios, provisioning and AML from one ledger.
Learn more about SASRA complianceSee your own SACCO in SaccoPlus.
A free demo for your manager, your accountant and your board. Bring your products, your branches and your hardest month-end question.